To see the benefits of each company plan in full, simply click on the relevant benefit.
| Benefits | Cover Contributor only |
| Dental and Optical | €600 |
| Help towards the cost of all dental care including check-up as well as providing cash for sight tests and optical appliances (eg glasses and contact lenses). You can choose to take this benefit, for both categories, according to your own need. Eye laser treatment (to correct long- or short-sightedness and assessments may be claimed from Scheme 6 onwards). It is payable for all One Schemes in any 12 consecutive calendar months. Qualifying period: 3 months. Eye laser treatment qualifying period: 12 months. | |
| General practitioner, prescription and emergency department | €25 |
| A grant payable towards expenses surrounding a visit to a General Practitioner (Family Doctor) or an attendance at an Accident and Emergency Department in a hospital. Limited per membership to 12 visits in any 12 consecutive calendar months, regardless of which eligible registered person is the patient. Qualifying period: 3 months. | |
| Practitioner: physiotherapy, osteopathy, chiropractic, acupuncture, homoeopathy, chiropody/podiatry | €800 |
| Help towards the cost of consultation and treatment (not including medication or appliances) by a qualified and registered practitioner up to the maximum shown. This benefit may be used according to your own need for all categories. It is payable for all One Schemes in any 12 consecutive calendar months. Qualification period: 3 months. | |
| Specialist and investigations | €800 |
| Help towards the cost of specialists' consultation fees, allergy testing, health screening, pathology tests, x-rays, scans, electrocardiograms and other investigations listed in the rules, all undertaken on an outpatient basis, up to the maximum shown. It is payable for all One Schemes in any 12 consecutive calendar months. Qualification period: 3 months. | |
| Day case surgery and treatment | €100 a day |
| For a planned admission to occupy a bed for a day in a hospital or clinic to undergo surgery, treatment or a procedure. Limited to 8 occasions within any 12 consecutive calendar months for all One Schemes. Qualifying period: 3 months. | |
| Hospital and hospice | €100 a night |
| A hospital grant for each night you are hospitalised. | |
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General and hospice |
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Accident |
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Elderly and mental illness |
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| Recuperation - After 10 Nights | €330 |
| A recuperation grant is payable for all One Schemes following each stay in a hospital or hospice for which benefit has been paid for a minimum of 10 nights. | |
| Birth and adoption grant | €800 |
| Payable to the contributor, whether mother or father of the child, for each registered birth in hospital or at home. Hospital cover benefit is payable in addition to the grant from the sixth night onwards. The grant is also payable for a registered adoption up to the age of 10. Qualifying period: 10 months. | |
| Personal Accident | up to €30,000 |
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If an Accident results in Permanent Disability or death the financial consequences can be enormous. Even less serious injuries can result in a lengthy period off work or confinement to the house. Whilst you may be able to cope in the short term, a longer period of disability can put severe pressure on finances. Lump sum cash payments (shown below) when they are needed most could ease the financial burden. Members are covered 24 hours a day, every day of the year, whether at work, at home or at play. Permanent Disability: A lump sum cash benefit depending upon the type and degree of Permanent Disability following an Accident. Death: A lump sum payment if the Accident is fatal. Temporary Disability: A weekly sum payable (normally by cheque, monthly in arrears) if following an Accident, you are: Although there is no qualifying period under this section, the Temporary Disability benefit is not payable for the first 30 days (Deferment Period) of each period of temporary disablement. Fracture Benefit: A lump sum payment for a fracture or fractures to one or more bones of the arm or leg following an Accident. The Personal Accident Benefits are underwritten on behalf of the HSF health plan by Chubb Insurance S.A.-N.V. one of the world's leading personal accident underwriters. See the rules for full details. If you (Insured Person) suffer Bodily Injury as a direct result of an Accident which within 12 months of the Accident results in Permanent Disability, Death, Temporary Disability or a Fracture of the specified bone or bones the following Benefits will be paid: |
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Permanent disability |
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Permanent total disablement |
€30,000 |
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Loss of sight in one or both eyes |
€30,000 |
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Loss of hearing in both ears |
€22,500 |
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Loss of hearing in one ear |
€4,500 |
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Loss of use of an arm, hand or leg above the knee |
€30,000 |
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Loss of use of a foot or leg below the knee |
€15,000 |
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Loss of use of a shoulder or elbow |
€7,500 |
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Loss of use of a hip, knee, ankle or wrist |
€6,000 |
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Loss of use of a thumb |
€6,000 |
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Loss of use of any finger or big toe |
€3,000 |
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Loss of use of any other toe |
€1,500 |
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Accidental death |
€15,000 |
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Temporary disability |
€70 per week |
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Fracture of the leg – ankle, tibia and fibula, kneecap, femur and hip |
€350 |
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Fracture of the arm – wrist, radius and ulna, humerus and shoulder |
€175 |
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Overall fracture limit per accident |
€880 |
Apply Today
Call us on 065 6862500. to get covered.