Health Cash Plans FAQs
Peace of mind for you and your family.
Can I join at any age?
Anyone between the ages of 16 and 66 may join.
Can I increase to a higher scheme at any time?
You may change schemes before your 70th birthday.
Do I have to have a medical to join?
No. You need only complete and sign the health declaration on the application form.
Do older people pay higher contributions?
No, all ages pay the same rates.
How do I pay?
Through a pay deduction facility operated by your employer.
Can I get cover for my partner and family?
Yes. Give details of your partner and dependants on your application form and they will be included.
Are benefits taxable?
No. You keep all you receive from HSF.
What qualifying periods are imposed?
For most categories claims will be accepted after 3 months, any exceptions are clearly indicated on this website or on the reverse of your registration certificate.
How do I make a claim?
Claim forms are available to download or may be printed off. Alternatively please call 020 7202 1381.
How do I receive my money?
By cheque sent to your home address.
When would my cover begin?
Cover begins on the date printed on the registration certificate and qualifying periods begin on that date as well.
Apply Today
Call us on 020 7202 1380 to get covered.