Health Cash Plans FAQs

Peace of mind for you and your family.

Can I join at any age?

Anyone between the ages of 16 and 65 may join.

Can I increase to a higher scheme at any time?

You may change schemes before your 70th birthday.

Do I have to have a medical to join?

No. You need only complete and sign the health declaration on the application form.

Do older people pay higher contributions?

No, all ages pay the same rates.

How do I pay?

Through a pay deduction facility operated by your employer.

Can I get cover for my partner and family?

Yes. Give details of your partner and dependants on your application form and they will be included – whatever HSF health plan scheme you choose.

Are benefits taxable?

No. You keep all you receive from HSF health plan.

What qualifying periods are imposed?

For most categories claims will be accepted after 3 months, any exceptions are clearly indicated in the brochure.

How do I make a claim?

Claim forms are available on request by telephoning the number indicated on the reverse of your registration certificate or may be downloaded.

How do I receive my money?

By cheque sent to your home address.

When would my cover begin?

Cover for Personal Injury and Hospital following an Accident begins on the date printed on the registration certificate and qualifying periods begin on that date as well.