Comparison Chart

Compare health cash plans

Which plan is right for you?

All of our health plans offer cash grants towards the costs of a wide range of medical treatments. The money you receive will depend on which plan you choose. And the plan you choose will depend on what contribution you want to make. The table below will help you compare the cost of your regular contributions with what you can expect to claim in return.

Our plans can be grouped in two: Primary schemes and Extra Cover schemes:

Primary schemes

These affordable health plans give you a cash grant equivalent to 50% of professional fees for visits to dentists, opticians and the like. It also gives you access to three useful helplines: medical; stress counselling; and legal. Schemes 3 and above include access to an invaluable GP advice line.

Extra Cover schemes

A little more per month will give you the extra peace of mind of 100% cover (up to the maximum shown in the chart below). Our Extra Cover scheme also give you access to all the helplines and GP advice line.

Click on a scheme number for further details.

Primary schemes Extra Cover schemes
  1 2 3 4 5
Monthly payment £6 £12 £18 £24 £30
Benefits Cover        
Dental and Optical £50* £100* £200* £275* £350*
Practitioner: physiotherapy, osteopathy, chiropractic, acupuncture, homoeopathy, chiropody/podiatry £100* £200* £300* £400* £500*
Specialist and Investigations £200* £400* £600* £700* £800*
Day case surgery and treatment £16 a day £32 a day £50 a day £66 a day £80 a day
Hospital and hospice: general and hospice; accident; elderly and mental illness £16 a night £32 a night £50 a night £66 a night £80 a night
Recuperation - After 7 Nights £40 £80 £100 £120 £150
Recuperation - After 15 Nights £60 £120 £150 £170 £200
Birth and adoption grant £100 £200 £300 £400 £500
Home care assistants and home help £125* £250* £375* £500* £625*
Personal Accident     up to £10,000 up to £12,500 up to £15,000
Permanent total disablement     £10,000 £12,500 £15,000
Loss of sight in one or both eyes     £10,000 £12,500 £15,000
Loss of hearing in both ears     £7,500 £9,375 £11,250
Loss of hearing in one ear     £1,500 £1,875 £2,250
Loss of use of an arm, hand or leg above the knee     £10,000 £12,500 £15,000
Loss of use of a foot or leg below the knee     £5,000 £6,250 £7,500
Loss of use of a shoulder or elbow     £2,500 £3,125 £3,750
Loss of use of a hip, knee, ankle or wrist     £2,000 £2,500 £3,000
Loss of use of a thumb     £2,000 £2,500 £3,000
Loss of use of any finger or big toe     £1,000 £1,250 £1,500
Loss of use of any other toe     £500 £625 £750
Accidental death     £5,000 £6,250 £7,500
Temporary disability (not applicable to children under 16)     £24 per week £36 per week £48 per week
Fracture of the leg – ankle, tibia and fibula, kneecap, femur and hip     £150 £225 £300
Fracture of the arm – wrist, radius and ulna, humerus and shoulder     £75 £113 £150
Overall fracture limit per accident     £375 £563 £750
GP advice line     available available available
(*Half the cost up to benefit maximum)
  A B C D
Monthly payment £39 £52 £65 £78
Benefits Cover      
Dental and Optical £400* £550* £700* £850*
Practitioner: physiotherapy, osteopathy, chiropractic, acupuncture, homoeopathy, chiropody/podiatry £600* £800* £1,000* £1,200*
Specialist and Investigations** £1,200* £1,400* £1,600* £1,800*
Day case surgery and treatment £75 a day £100 a day £120 a day £150 a day
Hospital and hospice: general and hospice; accident; elderly and mental illness £75 a night £100 a night £120 a night £150 a night
Recuperation - After 7 Nights £150 £180 £225 £300
Recuperation - After 15 Nights £225 £255 £300 £360
Birth and adoption grant £600 £800 £1,000 £1,200
Home care assistants and home help £750* £1,000* £1,250* £1,500*
Personal Accident up to £20,000 up to £25,000 up to £30,000 up to £40,000
Permanent total disablement £20,000 £25,000 £30,000 £40,000
Loss of sight in one or both eyes £20,000 £25,000 £30,000 £40,000
Loss of hearing in both ears £15,000 £18,750 £22,500 £30,000
Loss of hearing in one ear £3,000 £3,750 £4,500 £6,000
Loss of use of an arm, hand or leg above the knee £20,000 £25,000 £30,000 £40,000
Loss of use of a foot or leg below the knee £10,000 £12,500 £15,000 £20,000
Loss of use of a shoulder or elbow £5,000 £6,250 £7,500 £10,000
Loss of use of a hip, knee, ankle or wrist £4,000 £5,000 £6,000 £8,000
Loss of use of a thumb £4,000 £5,000 £6,000 £8,000
Loss of use of any finger or big toe £2,000 £2,500 £3,000 £4,000
Loss of use of any other toe £1,000 £1,250 £1,500 £2,000
Accidental death £10,000 £12,500 £15,000 £20,000
Temporary disability (not applicable to children under 16) £60 per week £90 per week £120 per week £156 per week
Fracture of the leg – ankle, tibia and fibula, kneecap, femur and hip £375 £563 £750 £975
Fracture of the arm – wrist, radius and ulna, humerus and shoulder £188 £285 £375 £488
Overall fracture limit per accident £938 £1,425 £1,875 £2,438
GP advice line available available available available
(*Whole cost up to benefit maximum)