Health Cash Plans FAQs

Peace of mind for you and your family.

Can I join at any age?

Anyone between the ages of 16 and 65 may join.

Can I increase to a higher scheme at any time?

Yes, you may change schemes before the age of 70.

Do I need a medical to join?

No. You need only complete and sign the health declaration on the application form.

Do older people pay higher contributions?

No, all ages pay the same rates.

How do I pay?

By Direct Debit, Credit or Debit Card.

Can I get cover for my partner and family?

Yes. Simply give details of your partner and children under 18 on your application form and they will be included in whatever HSF health plan scheme you choose providing they live at the same address.

Are benefits taxable?

No. You keep all you receive from HSF health plan.

What qualifying periods are imposed?

For most benefits claims will be accepted after three months; any exceptions are clearly indicated in the brochure.

How do I make a claim?

Claim forms are available to download or may be printed off. Alternatively please call 020 7202 1381.

How do I receive my money?

A cheque will be sent to your home address.

When would my cover begin?

Cover begins on the date printed on your registration certificate for some benefits; qualifying periods begin on that date as well.

Use our comparison chart to find a scheme to suit you